Guiding You Through Bankruptcy To Help You Resolve Your Debt Problems

Medical bills. Credit card debt. Rising mortgage rates. Job loss. Divorce.

These are just a few of the many factors that may lead people to declare bankruptcy. Although every bankruptcy case is different, many share this reason for filing: to start fresh without debt. If anxiety over mounting bills and endless creditor harassment is keeping you up at night, speaking with a legal advisor to discuss your options may set your mind at ease.

Since 1993, our staff at Kinsler Law Offices has been helping residents in Ventura County and Santa Barbara County regain control over their personal finances. Our founding attorney, Paul F. Kinsler, will work with you to begin the process of consolidating or erasing your debt. As your bankruptcy lawyer, he is required by law to act in an ethical manner to support your best interests.

In contrast to debt settlement companies, our legal professionals will not charge a monthly fee to negotiate with creditors. Instead, we will review your expenses, debt and source of income to determine which legal action best serves your unique circumstances. If you choose to file bankruptcy, we will guide you through the process to ensure that you obtain the most favorable results for your situation. We will design a legal strategy to save your credit score, employment opportunities and immigration status.

We Can Identify All Available Options For Your Debt Concerns

Federal law was created to protect consumers like you from unrelenting debt collectors and to help you improve your financial situation. We can counsel you on a range of bankruptcy solutions, including:

  • Chapter 7
  • Chapter 13
  • Lien stripping
  • Loan modifications
  • Mortgage restructuring
  • Exemptions

When you hire our services, you will be paired with a staff with extensive experience in legal matters that relate to bankruptcy. Whether a workers' comp injury, personal injury concern or immigration dispute is influencing your financial status, we can address these conflicts as well.

Regain Control Over Your Finances By Contacting Our Firm Today

Unlike debt settlement businesses, our firm will not collect a fee until we settle your case. Please reach out to our firm by calling 805-330-6567 or completing our confidential contact form. Kinsler Law Offices are located in Oxnard, Santa Paula, Santa Barbara and Santa Maria.